WealthKube's Financial Planning
What do WealthKube's financial planners do?
Tailored solutions to match your financial and lifestyle goals. Understand your objectives and provide strategic solutions that cover:
Investment Plan
Risk insurance
Cash Flow planning and budgeting
Structuring
Tax planning
Retirement planning
How can financial planning help me?
Young to mid-life: If you’re establishing or building your career, launching a business or perhaps starting a family, a financial advisor can provide guidance and advice. This includes budgeting to save for your first home, navigating insurance options to protect you and your family against unforeseen circumstances, or how to start investing for your future.
Mid-life: This is your consolidation stage where you aspire to achieve a comfortable lifestyle and start thinking about your long-term future. You may be looking at investments, inheritance, tax management and paying off debt.
Pre-retirement: Your priorities at this stage of life will depend on how much preparation you’ve done up to this point. No matter what your financial circumstances are, a financial planner can advise you on how to maximise your retirement corpus, protect your assets, make plans for your estate and even strengthen the financial security of your children.
Retirement: From 65 years onwards, you’ll no doubt be looking forward to using your time to indulge in hobbies or travel, enjoy your family and prepare to transfer your wealth. You may be thinking of aged care planning, gifting to your family and understanding how to make your money last.
Our process
The initial advice process will typically involve 2-3 meetings, which can vary depending on the complexity of your situation and the solutions required.
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Meeting 1: Discovery
Referred to as the ‘Discovery Meeting’, the first meeting is primarily an opportunity for you to get to know your financial planner and vice-versa. Our team will use this meeting to understand your situation, your goals, and the areas where you feel you need assistance. From this perspective, the most important aspect of this meeting is understanding your goals and what is important to you to tailor a solution that matches your lifestyle.
As a team, we pride ourselves on educating our clients in the relevant areas of financial planning. So, the first meeting will involve a general chat about a few financial concepts to help you understand our approach and what to consider in each area.
02
Meeting 2: Presentation of research and recommendations
Following the first meeting, our team will begin researching your current lifestyle and analysing potential strategies that may be appropriate. Once this research is complete, we’ll schedule a second and third meeting, if required, to go through our findings and finalise the scope of work. This step is important as it ensures both parties are aligned regarding the areas that need attention and action.
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Final meeting: Statement of Advice
A presentation is made to the client to explain the proposition and to ensure we are in agreement with the plan.
04
Welcome to the club
Following the plan being implemented, you are now a WealthKube client. You will enjoy the benefits of our ongoing services: annual review meetings, ongoing portfolio management, regular market updates and an approachable team available to respond to any queries you may have.
